Toast Wallet Desktop APP
The XRP Command Center
A secure, non-custodial desktop wallet built for the XRP Ledger. Next-gen features, open-source transparency, and a frictionless experience for XRP holders.
What Is Toast Wallet Back With?
Designed for XRP veterans and new holders alike — fast, familiar, and future-ready.
One-Click Migration
Import old Toast backups, seeds, or encrypted JSON files with our seamless migration wizard.
Full XRPL Support
Send/receive XRP, escrows, payment channels, Hooks, XLS-20 NFTs, and more.
Modern Security
Argon2/AES-256 encryption, device-bound secrets, hardware key support (Ledger, YubiKey).
Cross-Platform
Windows, macOS, and Linux builds with portable mode for maximum flexibility.
Phishing Defense
On-device domain intelligence and suspicious-transaction warnings keep you safe.
Hardware Integration
Native support for Ledger and YubiKey devices for enhanced security.
XRPL DeFi Hub
Everything DeFi on XRPL — in One Place
Access native AMMs, liquidity pools, lending, and cross-chain bridges. Swap, provide liquidity, and track yields — all within a single, secure interface.
AMM Participation
Join automated market maker pools
Liquidity Positions
Track and manage your liquidity
Lending Dashboard
Lend and borrow with ease
Cross-chain Bridge
Bridge assets across networks
Real-time Analytics
Live performance metrics
Fee Tracking
Monitor all transaction costs
Native XRP Staking
Stake XRP — Simply and Transparently
Real-Time APY Tracking
Monitor your staking rewards and annual percentage yields in real-time
Auto-Compounding
Your rewards automatically compound to maximize your returns
One-Click Delegation
Delegate your XRP to validators with a single click
Transparent Reporting
Clear disclosures, on-chain receipts, and exportable statements
Current APY
Updated every block
XRP in a Traditional IRA
Tax-Optimized Growth with IRA Integration
Seamless connections to regulated custodians. A dedicated retirement dashboard with growth projections, compliance, and tax reporting.
IRA Dashboard
Track your retirement investments in one place
Custodian Integrations
Seamless connections to regulated custodial partners
Compliance Reporting
Automated tax reporting and regulatory compliance
Contribution Tracking
Monitor contributions, rollovers, and growth projections
Statement Exports
Downloadable statements for your tax professional
Security & Rapid Response
Defense in Depth — and Speed When It Matters
Stolen Funds Reporting Tool
Instant Reporting
File a report from within the app immediately
Cross-Exchange Tracking
Flagged XRP monitored across major exchanges
Recovery Assistance
Boost recovery odds through compliance networks
Ledger + Compliance
Immutable audit trail meets real-world processes
Report Stolen Funds
If your funds have been compromised, report it immediately to maximize recovery chances.
Core Security Stack
Non-custodial keys
You control your private keys at all times
Argon2/AES-256
Military-grade encryption standards
Hardware key support
Ledger and YubiKey integration
Local-only encryption
All encryption happens on your device
Signed releases
Every release is cryptographically signed
Open-source audits
Independently verified by security experts
Core Features
Everything you need for the complete XRP Ledger experience
Full XRPL Coverage
Complete support for transactions, escrows, payment channels, Hooks, and NFTs (XLS-20). Everything you need for XRPL interactions.
NFT & Token Management
Beautiful gallery view for your NFTs, marketplace integrations, and complete trust line control for all your digital assets.
Multi-Account & Watch-Only
Manage separate vaults for different purposes, plus watch-only addresses for portfolio tracking without security risks.
Fiat On/Off-Ramps
Integrated partners for seamless buy/sell experiences, with regional options to support users worldwide.
Analytics & Alerts
Track portfolio P&L, set price alerts, estimate fees, and get notifications for important XRPL events.
Community Plug-Ins
Developer-friendly API for community add-ons including voting systems, donation tools, and custom trackers.
Why Trust Toast Wallet?
Transparent by Design
Open-Source on GitHub
Full transparency with publicly auditable code
Independent Security Audits
Regular third-party security assessments
Community Governance
Roadmap voting by the community
XRP Builder Community
Backed by dedicated XRP ecosystem builders
Frequently Asked Questions
Everything you need to know about Toast Wallet
Is Toast Wallet non-custodial?
Yes. You control your private keys at all times. Toast Wallet never has access to your funds or secrets.
Can I import my old Toast backup or seed?
Absolutely. We provide a one-click migration wizard for legacy Toast backups, seeds, and encrypted JSON files.
How do staking rewards and APY tracking work?
Native staking lets you delegate XRP on XRPL with real-time APY tracking. Rewards auto-compound, and you can withdraw anytime.
What's covered in the Stolen Funds Reporting Tool?
You can report stolen funds instantly. Flagged XRP is tracked across major exchanges, improving the chances of recovery via compliance networks.
Do you support NFTs and AMMs on XRPL?
Yes. You can mint, view, and manage NFTs, plus participate in XRPL's Automated Market Maker pools directly from the app.
How does the IRA integration work?
We partner with regulated custodians to support XRP in Traditional IRAs. The retirement dashboard includes tax reporting and compliance tools.
What platforms are supported?
Native desktop builds for Windows and macOS are available now. Linux support is planned.
Where can I verify releases and checksums?
Release notes and SHA-256 checksums are published with every build. Links are provided on the download section of this page.